Business Insurance
Cover built around how your business actually operates.
Business insurance usually brings several covers together into one program—property, liability, business interruption and others—matched to how a business trades, the premises it occupies and the obligations it carries. The right combination depends on the specific business, not a product name.
Common considerations
Relevant cover categories in plain English. Which of these apply—and how—depends on the specific business or property.
- Commercial property (buildings, contents, stock)
- Public and products liability
- Business interruption
- Glass
- Theft and money
- Machinery and equipment breakdown
Suitability and limitations
The covers above are a starting point for a conversation, not a recommendation. What is suitable depends on individual circumstances, and cover is subject to insurer acceptance, policy terms, conditions, limits and exclusions. Relevant policy wording should be reviewed before any cover is arranged.
Related industries
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Frequently asked questions
Does business contents automatically include stock?
Not necessarily—how stock is defined and whether it's included depends on the policy, so it should be confirmed rather than assumed.
Is equipment breakdown part of standard cover?
Equipment breakdown is typically a separate consideration from standard property cover, not an automatic inclusion.
Information on this website is general in nature and does not take into account your objectives, financial situation or needs. Cover is subject to insurer acceptance, policy terms, conditions, limits and exclusions. You should review the relevant policy documents and seek advice appropriate to your circumstances before making a decision.