Cyber Insurance
Cover for incidents that don't respect the office walls.
Cyber insurance responds to technology-related incidents—data breaches, business interruption from cyber events, and related third-party exposures. Because it can overlap with professional indemnity in some situations, where responsibilities sit between policies is worth understanding.
Common considerations
Relevant cover categories in plain English. Which of these apply—and how—depends on the specific business or property.
- Data breach response
- Business interruption from cyber events
- Cyber extortion considerations
- Third-party liability
- Notification obligations
Suitability and limitations
The covers above are a starting point for a conversation, not a recommendation. What is suitable depends on individual circumstances, and cover is subject to insurer acceptance, policy terms, conditions, limits and exclusions. Relevant policy wording should be reviewed before any cover is arranged.
Related industries
Frequently asked questions
How does cyber cover relate to professional indemnity?
Some incidents can raise questions for both policies. Where responsibility sits depends on the specific facts and the wordings involved.
Information on this website is general in nature and does not take into account your objectives, financial situation or needs. Cover is subject to insurer acceptance, policy terms, conditions, limits and exclusions. You should review the relevant policy documents and seek advice appropriate to your circumstances before making a decision.