Motor & Fleet Insurance
Insurance for the changing way vehicles are used and repaired.
Commercial motor and fleet cover spans single vehicles through to managed fleets, and increasingly newer exposures such as customer vehicles in care, custody and control, and electric-vehicle and battery considerations. How vehicles are used and declared shapes what is suitable.
Common considerations
Relevant cover categories in plain English. Which of these apply—and how—depends on the specific business or property.
- Commercial motor
- Fleet declarations
- Vehicles in care, custody and control
- Road risk
- Tools carried in vehicles
- EV and battery considerations
Suitability and limitations
The covers above are a starting point for a conversation, not a recommendation. What is suitable depends on individual circumstances, and cover is subject to insurer acceptance, policy terms, conditions, limits and exclusions. Relevant policy wording should be reviewed before any cover is arranged.
Related industries
Frequently asked questions
How are customer vehicles treated?
Vehicles in a business's care, custody or control are often a distinct consideration from the business's own vehicles, and should be confirmed rather than assumed.
Information on this website is general in nature and does not take into account your objectives, financial situation or needs. Cover is subject to insurer acceptance, policy terms, conditions, limits and exclusions. You should review the relevant policy documents and seek advice appropriate to your circumstances before making a decision.